One of the most popular FIA allocation strategy is to divide the premium at application between a 2-year reset crediting method and a 1-year crediting method. At the first anniversary, the 1-year allocation will be re-allocated into a new 2-year crediting method. This will create a systematic laddering of the 2-year reset methods so you will have a potential gain every year. This will reduce the possibility of ever having a zero year. INDEXALYZER has proven through the years that the 2-year reset is one of the most consistent reset periods for maximum growth. With this report you will be able to illustrate this strategy and experiment with your allocation percentages to maximize you overall return.
Call your FMO and order this report for your next sale. This will impress your client and make you look like an agent that really thinks “out of the box”! You will need to tell them the product you want and how diversified you want the allocations to be. Below is an example of this report.
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