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Zero is Your Hero

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For agent use and allocation recommendation purposes only. Alyzer LLC and all affiliated companies will not be responsible for inaccuracies in this report. The information in this report is provided 'as is' without any warranties, express or implied. Alyzer LLC and its affiliates disclaim all responsibility and liability for inaccuracies, errors, omissions, or reliance on the data and calculations provided. Users are advised to independently verify all information before making decisions.

Rates are based on index movements starting ten years ago on the previous business day stated on this report, moving forward ten years. Initial method rates are used. Future carrier rate changes are not considered. Past performance or hypothetical back testing results are not indicative of future performance. Crediting methods represented in this report may not be available in all states. Products, rates, and bonuses mentioned may vary by state. Users should confirm state-specific details with the carrier or a licensed representative.
The carrier(s) (insurance company/companies) listed on this report do not represent, nor claim any assistance with the methods used, the data used, or the calculations used for the data in this report. Rates are dynamically calculated based on applicable premium bands and bonuses, which may vary by annuitant age, state approval, and other factors. Some indexes use hypothetical back testing to achieve the ten years of performance.

This report is for internal agent use only and is not intended for distribution to the public or clients. Unauthorized reproduction, dissemination, or reliance on this document is strictly prohibited. This report does not constitute financial, legal, or investment advice. Users are encouraged to seek independent advice from licensed professionals before making any decisions based on the contents of this report.

Any data sourced from third-party carriers, indexes, or other entities is presented for informational purposes only. Alyzer LLC makes no representation or warranty regarding the accuracy or completeness of such third-party information. The methodologies and data presented in this report are subject to regulatory compliance and approval, which may vary by state or jurisdiction. It is the user’s responsibility to ensure compliance with applicable laws and regulations.

Alyzer LLC and its affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of this report or reliance on its data. By using this report, the user acknowledges and accepts these terms.

 

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